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1/10/2011

Travel insurance


Travel insurance is the best way to protect you against financial loss. The most useful plan is a comprehensive policy that includes coverage for trip cancellation and interruption, default, trip delay, and medical expenses (with a waiver for preexisting conditions).

Without insurance, you will lose all or most of your money if you cancel your trip or have to cut it short, regardless of the reason. Default insurance covers you if your tour operator, airline, or cruise line goes out of business. Trip-delay covers unforeseen expenses that you may incur due to bad weather or mechanical delays. Study the fine print when comparing policies.

For overseas travel, one of the most important components of travel insurance is its medical coverage. Supplemental health insurance will pick up the cost of your medical bills should you get sick or injured while traveling.

U.S. residents should note that Medicare generally does not cover health-care costs outside the United States, nor do many privately issued policies.

Residents of the United Kingdom can buy an annual travel-insurance policy valid for most vacations taken during the year in which the coverage is purchased.

If you are pregnant or have a pre-existing condition, make sure you're covered.

Always buy travel insurance directly from an insurance company or agent; if you buy it from a cruise line, airline, or tour operator that goes out of business, you probably will not be covered for the agency or operator's default, a major risk. Before you make any purchase, review your existing health and homeowner's policies to find out whether they cover expenses incurred while traveling.

5 comments:

Hello Dude,

Travel insurance is most important part for your travelling, It gives you the protection and security of knowing that you are covered against any form of disaster and it covers any medical problem that comes up during a holiday, an accident, a burn or food poisoning in case you eat something unhealthy on a holiday.

For enjoying the happy moment, travel insurance is very important. People buy travel insurance to protect themselves, their loved ones from unforeseen events. There are many types of travel insurances available. Annual Travel Insurance is one of them. It is a type of travel insurance which covers medical expenses, financial default of travel suppliers and every other loss that can incur while travelling. Travel insurance cover a personal accident during the trip. It also covers a 24 hours emergency service.
Most of the policies will not cover the drink or drug related incidents. The reason of purchasing of travel insurance is make the trip well.

i like this topic "travel insurance" the information is very useful for me and very useful for the traveler as well. hope you can share more information about travel in the future .
Best Regards
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Thank you for sharing valuable information. Nice post. I enjoyed reading this post. The whole blog is very nice found some good stuff and good information here Thanks..Also visit my page Travel medical insurance Protect Travel is a travel insurance company.

Thank you for sharing valuable information. Nice post. I enjoyed reading this post. The whole blog is very nice found some good stuff and good information here Thanks..Also visit my page.Travel Insurance At PROTECT PLUS INSURANCE BROKERAGE INC. we will be protecting your trip from any personal, business or financial loss resulting from flight delay, hijacks, and medical expenses in a foreign country, passport losses or other events.

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